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What Are Multiple Injury Claims?

If you have suffered multiple injuries in an accident that wasn’t your fault, we may be able to help you claim compensation. 

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What Are Multiple Injury Claims?

If you have suffered multiple injuries in an accident that wasn’t your fault, we may be able to help you claim compensation.

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Everything You Need To Know About Multiple Injury Claims

Being in an accident that wasn’t your fault can be traumatic enough as it is, let alone if you have suffered multiple injuries as a result. You may be feeling helpless and unsure of what to do next or where to turn to, but you’re not alone. Our solicitors are experts in multiple injury claims, and one of them may be able to help you pursue compensation for your suffering. 

Key Takeaways

  • Multiple injuries can be sustained in accidents at work, on the road, or in a public place. 
  • Your multiple injuries can be both physical and psychological.
  • If your claim is successful, multiple injury compensation can cover the physical, psychological, and financial effects of each of your injuries. 
  • The usual time limit to start a multiple injury claim is 3 years, although exceptions may apply in some circumstances. 
  • Our expert No Win No Fee solicitors offer their services across the country. 

It is completely free to contact us and confirm your claim eligibility. Simply use one of our contact methods below:

What Are Multiple Injury Claims?

Multiple injury claims are when individuals seek compensation after suffering more than one type of physical or emotional harm caused by the same accident. This type of claim can cover:

Multiple injury claims can help someone gain financial stability and reimbursement for the effects their injuries have had on their life. 

As you read this guide, you’ll gain a clearer understanding of how multiple injury claims are valued and assessed. You can also reach out to an advisor for more personalised guidance.

Can I Make A Claim After Sustaining Multiple Injuries?

You can make a claim after sustaining multiple injuries, but you must prove that someone else is liable for causing them. 

In order to establish the validity of your claim, 3 criteria need to be met:

  1. You were owed a duty of care. 
  2. This duty of care was breached due to negligent inactions/actions. 
  3. You sustained multiple injuries as a result of this breach. 

A duty of care is essentially the legal responsibility that a third party has towards the safety of others. You are owed a duty of care in multiple places:

  • At work – Your employer owes you a duty of care under the Health and Safety at Work etc. Act 1974. As per their duty, employers are expected to take reasonable steps to ensure the safety, health, and well-being of their employees. 
  • On the road – All road users (including you) owe a duty of care to one another. As per their duty, they must act in a way that avoids injury or damage to all road users, as well as themselves. They also need to follow the Road Traffic Act 1988 and The Highway Code to ensure the safety of one another.
  • In public places – If you visit a public space, such as a park or a library, the party in control of that area (otherwise known as an ‘occupier’) owes you a duty of care under the Occupiers’ Liability Act 1957. As per their duty, an occupier is expected to take practical steps to ensure your reasonable safety as a visitor.  

So, if you believe one of these parties breached their duty of care to you, and this led to you suffering more than one injury, please contact us today. By telling us about your circumstances, our team may be able to confirm your claim eligibility for free.

A pile of bank notes and pound coins to represent compensation in multiple injury claims.

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What Compensation Could I Get If I Have Multiple Injuries?

If you successfully claim for multiple injuries, the compensation you could get may consist of general and special damages. 

Under general damages, you’re compensated for the physical and psychological effects of each of your injuries. If those injuries have a financial impact, then you could claim for special damages.

General damages may be influenced by various factors, such as:

  • The severity of your pain. 
  • How long it’s expected to take to recover from your injuries. 
  • How your quality of life has decreased due to your injuries (otherwise known as ‘loss of amenity’).

When your general damages are assessed, legal professionals may turn to the Judicial College Guidelines (JCG) for help. The JCG is a publication that contains a variety of suggested compensation brackets for different types of injuries. 

Some of these injuries can be found in the table below. Apart from the top figure, all of these brackets are out of the JCG. However, please keep in mind that none of these brackets can be guaranteed, as all multiple injury claims are valued based on specific circumstances. 

InjurySeverityGuideline compensation bracketsNotes
Multiple very severe injuries + special damagesVery severeUp to £1,000,000+If you have suffered multiple injuries that are very severe + financial losses, such as home adaptations and care costs.
Brain damageVery severe£344,150 to £493,000For this bracket, compensation considers a variety of factors, such as level of insight (if there is any), life expectancy, and impairment of senses.
Less severe£18,700 to £52,550Compensation will reflect factors like the degree of ongoing (possibly permanent) disability, depression, and how extensive any personality change is.
BackSevere (i)£111,150 to £196,450The most severe damage to the spinal cord/nerve roots that leads to a variety of consequences that are very serious. Claimant will have severe pain and disability.
Moderate (ii)£15,260 to £33,880Frequently encountered injuries, such as soft tissue injuries that accelerate and/or exacerbate a pre-existing back condition, often by 5 years or more.
AnkleVery severe£61,090 to £85,070Limited and unusual injuries, such as a transmalleolar fracture that features extensive soft tissue damage that results in deformity. This damage would also increase the risk that an injury in the future might require an amputation below the knee.
Moderate£16,770 to £32,450Ligamentous tears and fractures that cause less serious disabilities, such as awkwardness on stairs or difficulty walking for a long period.
WristComplete loss of function (a)£58,710 to £73,050Includes where an arthrodesis has been performed.
Uncomplicated fracture (e)In the region of £9,070In this bracket, cases will involve uncomplicated Colles fractures.

Our advisors are available 24/7 to answer any questions you might have about compensation. They can also provide you with a carefully reviewed assessment of your case completely free of charge.

I’m Suffering From Multiple Injuries, How Can Compensation Help Me?

If you’re suffering from multiple injuries, a successful claim can provide financial relief and assist your rehabilitation journey. Moreover, not only can you be compensated for the physical and psychological effects of your injuries, but you can also be compensated for the financial effects. 

Under special damages, you’re reimbursed for the financial losses you’ve directly suffered due to your multiple injuries. This head of claim can make up a significant amount of your overall compensation value. However, in order for your financial losses to be reimbursed, you must provide evidence, such as invoices, payslips, bank statements, and receipts. 

See below for examples of what financial losses you could claim back under special damages:

Loss Of Earnings

  • Past and current loss of earnings, for needing time off work due to your injuries. 
  • Future loss of earnings, which are the earnings you’re anticipated to lose in the future due to the long-term effects of your injuries. 
  • Loss of career progression and missed overtime/bonus opportunities. 
  • Loss of pension contributions. 

Cost Of Care

  • Professional care from paid caregivers. 
  • Gratuitous care, which is the time and value that has gone into your friends and family looking after you. 
  • Childcare, if you are unable to look after your child due to your injuries. 

Medical Expenses

  • Prescription and any other medications.
  • Private hospital treatment, which might include reconstructive surgery or prosthetics. 
  • Specialist medical equipment, such as a wheelchair or other mobility aids.

Rehabilitation And Recovery

  • Speech therapy, if, say, a claimant suffers brain or nerve damage.
  • Physical therapy to improve muscle strength and mobility.
  • Occupational therapy to support continued independence and restore function. 

Home Or Car Adaptations

  • Adding stair lifts, wheelchair ramps, and widening doorways to make your home wheelchair accessible.
  • Wet room installation.
  • Adapting your car for accessibility, such as adding hand controls and wheelchair hoists. 

Travel Expenses

  • Costs associated with travelling to and from medical appointments, such as fuel, parking, taxis, or the purchase of public transport tickets.
  • Carer travel, if someone had to go with you to attend medical appointments. 

Interim Payments

An interim payment is a portion of your compensation that is paid to you before your claim is settled. These payments are in place to help pay for any immediate costs that can arise during the claims process.

You can learn about when and how to apply for interim payments by speaking with a member of our team. Our advisors are also on hand to provide further information on special damages in multiple injury claims.

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We pride ourselves on providing the best service possible for our clients.

What Accidents Would Result In Multiple Injuries?

These are just some examples of accidents that could result in multiple injuries in incidents at work, on the road, or in a public place:

  • As a construction worker, you are asked by your employer to work from a height at the top of a ladder. But, they have failed to recently conduct a recent maintenance check on the ladder, and the ladder they provide you is broken. This causes you to fall from a height whilst on the ladder as the locking mechanism fails. As you land, you sustain multiple bone fractures. 
  • While driving on a country road, a car on the other side of the road is exceeding the speed limit, and overtaking a vehicle despite there being solid white lines. This leads to a head-on collision with your vehicle as they fail to overtake in time. This high-speed collision leads to you suffering multiple serious injuries, such as brain damage and spinal cord damage
  • When you are visiting a supermarket, you slip and fall on an unmarked spillage. Despite being aware of the spillage, the occupier of the supermarket had failed to display any wet floor signs. From the fall, you sustain multiple injuries, including soft-tissue damage to your ankle and wrist. 

There are multiple types of accidents that could result in multiple injuries. Please don’t hesitate to talk to us today about how you specifically sustained your injuries. 

Will A Multiple Injury Claim Be More Complex Than A Claim For One Injury?

Yes, multiple injury claims can be more complex than cases involving one personal injury. This is because each injury will need to be assessed on its individual and combined physical, psychological, and financial impact. Moreover, each injury might require alternative recovery and treatment plans. 

Other factors might also play a part in determining how long multiple injury claims take to settle, including:

  • How long the liable third party takes to respond to correspondence. 
  • Whether the third party admits liability right away or not.
  • How long medical examinations take for each injury. 
  • How long it takes for the required evidence to be gathered. 

This is why it is recommended that you instruct an experienced solicitor to help you with your multiple injury claim. They can ease the claims process for you so that you can stay focused on your recovery. Contact us for free today to see whether you can be connected with one of our solicitors, no matter where you are based in the country.

A multiple injury claims solicitor sat with a client at a desk with a gavel.

How Can I Make A Multiple Injury Claim?

To make a multiple injury claim, you must begin the process within 3 years of your accident, as per the Limitation Act 1980However, some claimants are unable to start their own claim. In such circumstances, the limitation period will be paused for individuals who are:

  • Under the age of 18. The 3-year time limit, in this case, is paused until their 18th birthday. 
  • Lack full mental capacity. Therefore, time limits are paused so long as there is a mental incapacity. If capacity returns, then the standard 3 years will apply from the date of recovery.

While the time limit is paused, a loved one or other appropriate candidate (e.g. a solicitor or professional advocate) can potentially step in as a litigation friend to make the claim on another’s behalf. 

As well as starting your multiple injury compensation claim on time, you must also provide evidence that clearly supports your case. In particular, the proof you have must demonstrate how your injuries were a result of another party’s breach of duty of care. Such evidence that can prove this includes:

  • CCTV footage (or dash-cam footage) of your accident. 
  • Photographs of your injuries, and what caused the accident (for example, a faulty ladder at work).
  • Copies of your medical records that clearly show what injuries you have suffered, and the extent of each of them. 
  • Personal diary entries of the symptoms you’ve suffered, and what treatment you’ve received.
  • Details about the liable driver (if you were in a road traffic accident), including their insurance and vehicle information. 
  • A copy of the reported incident from the accident log book (if you were in an accident at work or in a public place).
  • Details from witnesses, as they may be contacted to provide a statement later on in the claims process. 

Our solicitors can help you gather all of this evidence, which can make the multiple injury claims process a lot simpler for you. To see whether you can have this assistance, please contact us today. 

Why Choose JF Law?

If you choose Jf Law, you will benefit from a tailored service offered by our No Win No Fee solicitors. They can support your multiple injury claim because they have:

  • Decades of experience combined in winning personal injury claims. 
  • Years of the highest level of legal training. 
  • A reputation for delivering the best client service. 
  • Won over £80 million in compensation so far for their clients. 
  • A track record of taking on claims from all over the country. 

Additionally, our solicitors work with their clients under a Conditional Fee Agreement (CFA). This means that whenever they connect with a client:

  • There are no upfront solicitor fees to pay.
  • There are no solicitor fees for their work at all if the claim is unsuccessful. 
  • There are no solicitor fees to pay during the claim itself.

Our solicitors take a ‘success fee’ when a claim is successful. It acts as payment for their work and is a small percentage of the compensation that is mutually agreed upon before the claims process even begins. What’s more, this percentage is legally capped to ensure that clients always receive the majority of their compensation. 

Contact Our Team Of Solicitors

Our friendly advisors are ready to help you today. Simply contact us for free for a no-obligation consultation about your circumstances:

Learn More

You can learn more about personal injury claims by reading our similar guides:

You might also find these resources helpful:

After reading this guide, we hope that you feel more confident in understanding multiple injury claims and how to make them.

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