Car Accident Claims Calculator – How Much Compensation Could You Receive?
Have you suffered an injury in a car accident because a driver breached their duty of care? If so, you might wonder whether you could be eligible to make a personal injury claim and how much compensation could be awarded if you succeed. This guide will look at the eligibility criteria that need to be met to have valid grounds to make a road traffic accident claim and factors to consider when using a car accident claims calculator to get an estimate of your potential settlement.
Additionally, we provide examples of how a car accident could occur and the injuries that could be suffered as a result. We also look at how a No Win No Fee solicitor could assist you with your car accident claim and help you seek compensation.
Read on for more information. Alternatively, you can reach out to our team of advisors for free. To get in touch, you can:
- Call on 0151 375 9916.
- Connect to an advisor via the live chat feature below.
- Use our “Contact Us” page.
Jump To A Section
- Car Accident Claims Calculator – How Much Compensation Could You Receive?
- When Can You Claim Car Accident Injury Compensation?
- Examples Of Driver Negligence Causing A Car Accident
- What Evidence Could Help In A Car Accident Claim?
- Use No Win No Fee Car Accident Claim Solicitors
- More Resources Related To Car Accident Claims
Car Accident Claims Calculator – How Much Compensation Could You Receive?
You may want to use a car accident claims calculator to help you understand what you could receive following a successful case. Generally, if your case succeeds, you will receive a settlement comprising up to two heads of loss. One of the heads is called special damages which compensate for the financial losses caused by the injuries, such as loss of earnings, care costs, and travel costs. Evidence is needed to prove these losses so keep hold of receipts, payslips, and invoices. This head of loss can only be awarded if general damages, the other head, is also awarded.
General damages compensate for the pain and suffering of your injuries, physical, psychological, or both. In order to value general damages, the results from an independent medical assessment will be used. This will be arranged for you as part of the claims process to provide further details on the extent of your injuries. Alongside this report, the guideline compensation brackets from the Judicial College Guidelines (JCG) can also be referred to.
To get an estimate of what your general damages could be worth, you could use our compensation calculator which uses figures from the JCG. Before an estimate is provided, you will be asked a few questions about your circumstances, including the type of accident you had, the injuries you sustained, and how long ago the accident happened.
As an alternative, you can view the table below which also contains figures from the JCG. Please use these as a guide only because several factors are considered when valuing general damages. It’s important to note that the top entry is not from the JCG. Also, the whiplash figures are from the fixed tariff laid out in the Whiplash Injury Regulations 2021 which are used when valuing whiplash injuries.
Compensation Table
| Type of Injury | Category | Settlement Guidelines | Additional Details |
|---|---|---|---|
| Multiple Serious Injuries With Financial Losses | Serious | Up to and above £1,000,000 | Compensation can be awarded for several injuries of a serious nature and for the financial costs incurred as a result, such as care costs and lost income. |
| Brain Damage | Very Severe | £282,010 to £403,990 | Full-time nursing care is required. |
| Moderate (ii) | £90,720 to £150,110 | Intellectual deficit of a moderate to modest deficit with some risk of epilepsy, and the ability to work being greatly reduced. | |
| Neck | Severe (i) | In the region of £148,330 | Incomplete paraplegia with an associated neck injury. |
| Leg | Severe (i) | £96,250 to £135,920 | Injuries such as fractures that haven't been united and extensive bone grafting has been required. |
| Less Serious (i) | £17,960 to £27,760 | An incomplete recovery from fractures and serious soft tissue injuries are included in this bracket. | |
| Arm | Severe | £96,160 to £130,930 | Extremely serious injuries that, whilst falling short of amputation, the injured person is little better off than if they had lost the arm. This includes a serious brachial plexus injury. |
| Less Severe | £19,200 to £39,170 | Significant disabilities have been present but there is a substantial degree of recovery that has happened or will be expected to happen. | |
| Whiplash | One or more whiplash injuries | £4,215 | Symptoms last 18-24 months. |
| One or more whiplash injuries with one or more minor psychological injuries | £4,345 | Symptoms last 18-24 months. |
How Do You Claim For Whiplash Injuries?
Since the introduction of the Whiplash Reform Programme, the way certain road traffic accident claims are made and valued has changed. As a result, adult drivers and passengers with injuries valued at £5,000 or below will follow a different avenue when claiming. The value of any whiplash injuries is set by a fixed tariff listed in the Whiplash Injury Regulations 2021 as mentioned above.
If you have additional injuries that take the value of your claim above £5,000, the normal claims process will apply. The fixed tariff will still apply to any whiplash injuries but all other injuries not included in the tariff would be valued in the normal way.
For further guidance on the whiplash reforms and for help using our car accident claims calculator, please speak with an advisor by calling the number above.
When Can You Claim Car Accident Injury Compensation?
All road users owe a duty of care to one another to try and prevent harm or damage on the road. This duty can be upheld by following the rules of the Road Traffic Act 1988 and the Highway Code. If this duty is breached, causing you to suffer an injury, you might wonder whether you’re eligible to seek compensation.
To claim car accident injury compensation, certain criteria must be fulfilled. The personal injury claims eligibility criteria are:
- A duty of care was owed to you by a road user.
- They breached that duty of care.
- You were injured as a result of the breach.
These three points lay the basis of negligence in claims for a personal injury. If you have evidence that driver negligence occurred, please contact our team to discuss your options.
Examples Of Driver Negligence Causing A Car Accident
Here are some examples of the types of car accidents and injuries that can result from another driver’s negligence:
- You may have sustained a head injury after you were hit from the side by another driver who failed to check their mirrors when overtaking.
- A lorry driver may have failed to check it was safe to turn at a junction causing them to crash into your car. As a result, you may have sustained multiple fractures.
- You may have sustained a neck injury in a head-on collision because another driver didn’t check it was safe to overtake on a narrow road.
If you use our car accident claims calculator, you will be asked to provide information about your accident and injuries. It can then use this information to help provide an estimate of what you could be awarded in a successful claim. For further guidance on how compensation calculators work, please contact an advisor on the number above.
What Evidence Could Help In A Car Accident Claim?
Collecting evidence is an important part of the claims process as it can show how the accident occurred, who caused it, and what injuries it has led to. Such evidence could include:
- A copy of your medical records, such as doctor reports, test results, and hospital reports.
- Photographs of any vehicle damage or visible injuries.
- Dashcam or CCTV footage of your accident.
- Contact details for anybody else who saw the accident so a witness statement can be taken at a later date.
If your case is valid and one of our solicitors takes on your claim, they can offer to help you collect evidence as part of their services. To find out more, please contact an advisor to learn more.
Use No Win No Fee Car Accident Claim Solicitors
If your claim is valid, one of our solicitors may agree to represent you on a No Win No Fee basis. This means they can offer you a Conditional Fee Agreement (CFA) which is a type of No Win No Fee contract. Under the terms of this contract, typically:
- You won’t pay any fees for your solicitor’s services before or during the claims process.
- Also, you won’t need to pay your solicitor for their work if the claim is unsuccessful.
- If you are awarded compensation following a successful case, your solicitor will deduct a success fee as a legally capped percentage.
To see if one of our expert car accident solicitors could help you seek compensation, you can:
- Call on 0151 375 9916.
- Connect to an advisor via the live chat feature below.
- Use our “Contact Us” page.
More Resources Related To Car Accident Claims
Here are some more personal injury guides:
- Information on when a cycle accident claim might be possible.
- A guide on when a passenger injury claim can be made.
- Learn when you could claim for a public transport road traffic accident.
Also, here are some external links that may help too:
- Government guidance on seeking Statutory Sick Pay.
- NHS guidance on when to go to A&E following an accident.
- Information on road safety laws from Think!.
We hope this guide on using a car accident claims calculator has helped. However, if you have any other questions, please contact an advisor on the number above.